Stephen is the Chief Operating Officer at Enra Specialist Finance. Enra’s lending business – West One – offers Bridging, Development Finance, Residential, BTL & Commercial loans, and services its £3bn of AUM in-house. Prior to Enra, Stephen spent 6 years at Metro Bank – creating its mortgage origination business and also acquiring over £1.5bn of external mortgage portfolios. His early career was spent in private equity and credit funds, notably at Oakwood where he co-founded the servicing business now known as Pepper, and at AnaCap where he was responsible for overseeing the servicing of over £3bn of distressed credit assets across the UK and Europe.